
Real Numbers. Real Results.
The building that started it.
“When I came back from Australia, I had a commercial building worth $1 million. Here’s exactly what I did.”
511 Delaware St, Kansas City, MO
Building appraised at $1M → opened a $750,000 line of credit (75% LTV). Used $300,000 of the line to pay off the existing mortgage. Swept $150,000 in cash from checking into the line. Applied $15,000/month in rental income directly to the balance.
Result: the $300,000 was paid down in 10 months, at roughly $5,000 in interest — with the $750,000 line still open and available.
“I found this strategy by accident on a trip to Australia — and it’s the single biggest shift I’ve made in 15 years of using lines of credit. I paid off a building in 10 months. Now I help other owners restructure the way they finance everything they own.”
Grace Real Estate Building, built 1880.
Begin the Conversation
Ready to set up your line of credit?
Tell us about your property and Pat's team will call you to review your options.
Ready now?
Start My Application