Patrick Grace | NMLS #2476993 | Equal Housing Lender.
PG
PatGraceHELOC.com
Your Home Equity. Your Line. Your Grace.
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Frequently asked questions
Answers organized for fast homeowner research.
Getting Started
What is the first step to see if I qualify?
Does this HELOC change my current first mortgage?
Is the application really online?
Rates & Payments
Is the rate fixed or variable?
Is there an interest-only period?
Can I draw again after making payments?
Eligibility & Properties
What loan sizes are available?
What property types may be eligible?
What terms can I choose from?
Processing & Closing
How fast can funding happen?
How is income verified?
How does eNotary work?