Line of Credit Payoff Calculator
See how fast you can pay off your balance by comparing a traditional amortized mortgage against a simple-interest line-of-credit strategy that puts your monthly cash flow to work.
Home, commercial property, or total assets
What you still owe today
Sweep 100% into the LOC each month
Pull back out for bills, food, life
Simple interest — only charged on balance owed
Your current or comparison mortgage rate
This layout now mirrors the uploaded calculator more closely, including dark surfaces, inline field prefixes, and the same mortgage-versus-LOC comparison structure.
You can manually type into each field directly. The calculator keeps only number and decimal characters so the values remain calculation-ready while still feeling like normal text entry.